Jakarta, Indonesia – U.S.-based data and mobile technology firm FingerMotion has announced the launch of its proprietary AI-driven insurance risk rating platform in Indonesia, marking a strategic expansion into Southeast Asia’s fast-evolving insurtech landscape.
The deployment will be carried out through FingerMotion’s financial services subsidiary, Finger Motion Financial, which recently signed a market-entry agreement with local tech firm Mach Wireless Teknologi. The collaboration aims to enhance the platform’s functionality to suit the unique regulatory and technological needs of the Indonesian insurance sector.
The advanced platform utilizes machine learning models, sophisticated data processing engines, and real-time risk analytics to support underwriting across motor, health, and life insurance. Its AI backbone will enable more accurate risk profiling, facilitating personalized coverage options and accelerating claims assessments.
A core feature of the rollout is seamless integration with Indonesia’s growing telco-insurance ecosystem. This integration is expected to foster collaboration between telecom operators and insurers, creating innovative pathways for delivering accessible and digital-first insurance products.
In addition, the partnership is set to identify and onboard strategic local partners, including ride-hailing platforms, telematics services, and established insurance companies, to strengthen the operational ecosystem and broaden product reach.
By tapping into mobile infrastructure and big data, the platform is poised to transform how consumers interact with insurers, supporting smarter policy creation and more efficient services. As the demand for trustworthy insurance solutions continues to grow in Indonesia, particularly in the motor and health segments, the move is seen as a timely response to evolving consumer and regulatory expectations.
FingerMotion’s entry into the Indonesian market highlights a broader trend toward business insurance coverage powered by real-time data and AI innovation, signaling a new era of digital transformation in the regional insurance landscape.
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